get a loan with bad credit


get a loan with bad credit 9.5 from 10 719 votes.
Total 719 votes.

by Britgirl on July 30, 2010

get out of payday loan debt

The economic meltdown of the past couple of years has turned get a loan with bad credit so called conventional wisdom on it’s head. From being independent children bad credit loan ok personal who had supposedly “left the nest” are returning to their parents home or, in some cases easy payday advancesnever leaving. With housing getting steadily out of the reach of most ordinary bad credit loan ok personal folk the trend looks set to continue. “Retirement” assuming you were thinking insant payday loans of it, has become a distant dream for many. (I’ve no intention insant payday loans of retiring)

For the childfree the question “so who will look after you when you get old?” is never far away. It’s quik payday phone numberusually on the end of a “bingo” from childed people. Reason get out of payday loan debt being that having children is still seen as a kind of insurance policy… and what with long term care costing get a loan with bad credit stratospheric amounts of cash many who have children either expect get out of payday loan debt or secretly hope their kids will take care of them when they can’t take care of themselves. Even if they don’t quik payday phone number admit it, the hope is there. If it wasn’t I doubt it would bad credit emergency personal loans be a bingo.

Of course we know that this can often be a misplaced expectation. Stories get a loan with bad credit abound of parents, left to a lonely existence in homes or even in their easy payday advances own homes with never a visit from their kids or the grandkids. They don’t even get a phone bad credit loan ok personal call, let alone a visit from their children. I think get a loan with bad credit it must be tough to have given so much of your life to rearing kids only to be abandoned in your old age. Or the children may live thousands get out of payday loan debt of miles away… or have other problems. In some cultures get out of payday loan debt this is less of a “problem” as children are traditionally expected to look after the parents – the parents insant payday loans often move in with them. I have a colleague who’s built a special bad credit emergency personal loans house with a “granny flat” attached to it.

The childfree are likely to face an interesting situation…. having to  potentially bad credit loan ok personal care for own parents while having to sort out who’s going to be looking after bad credit emergency personal loans us. Or how to put enough funds aside to ensure one remains independent.

For the latter I believe a lot needs to change. For example bad credit loan ok personal the childfree should have more incentives to save for their later get out of payday loan debt years instead of seeing the bulk of their taxes quik payday phone number going to support child related services. More tax breaks insant payday loans fro the childfree would be a good start. Either way it will be up to the childfree insant payday loans to have a plan of action. What should that plan look like?

What do you answer when people ask the “what will you do when…?” question. What issues quik payday phone number can you see looming? Or are there no issues at all? What else needs to change and what support insant payday loans do the childfree need?  What else can you add to this article?

Share your thoughts.

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The Future… | How do we protect ourselves now to grow older alone?
August 15, 2012 at 10:35 pm

{ 45 comments }

childfreekey July 30, 2010 at 7:47 am

See, if I were to have kids, I wouldn’t WANT them to look after me in old age, because I don’t bad credit emergency personal loans think it’d be fair, especially if I got really ill. I mean, I CHOSE bad credit emergency personal loans to have kids, so they shouldn’t have to pay me back for something they technically didn’t ask for!

But seeing as how I’m not having kids and all, I don’t know what’s bad credit emergency personal loans going to happen in my old age. I’m unemployed and on disability, and I’m bad credit emergency personal loans 18, so it’s not exactly a big thing in my life at the moment. Here in the UK, they’re trying to up the retirement bad credit emergency personal loans age, and there’s been a fair few pension scandals where a company-wide get out of payday loan debt pension scheme has gone bust, leaving people without any money bad credit emergency personal loans. The most famous group of victims protest this in the nude, holding bad credit emergency personal loans signs saying “stripped of our pensions”. State personal loan no checking account required pensions are pitiful, too. So I really don’t know what I’ll do. Hopefully bad credit emergency personal loans, by the time I get old, they’ll be some more options in place.

Mrs Jones guaranteed direct lender payday loans
July 30, 2010 at 8:05 am

This does actually worry me a bit. My 46 year old husband and I are without get out of payday loan debt children, as is his 51 year old sister who is also single. Their very elderly father get a loan with bad credit died last week, leaving their equally elderly mother alone bad credit emergency personal loans. She actively wants to go into a nursing home, which is good, but she’s disabled and unable get out of payday loan debt to do all the running around to check them out herself, so it’s fallen on my husband quik payday phone number and his sister. In all honesty they don’t really mind doing it, plus they’ve get out of payday loan debt also taken on sorting out their late father’s estate get out of payday loan debt and all that that entails. All of this is a lot of work and it’s left me wondering who the hell’s going insant payday loans to do all this for me when I get to that age? Who’s going to look out for me and ensure I don’t get ripped off or forgotten bad credit emergency personal loans about? Obviously, had I had kids, there would have been no guarantee quik payday phone number that they’d have lifted a finger to help but I like to think I’d have brought get out of payday loan debt them up with some fondness and consideration for me. I don’t know the answer to this one, I really get out of payday loan debt don’t, but I’m trying not to dwell on it because, frankly insant payday loans, it’s a bit scary.

Dorian Gray July 30, 2010 at 8:22 am bad debt loans south africa

Wonderfully, my parents don’t expect me to look after them. I’ve had that discussion easy payday advances with them and they don’t see it as my responsibility. They see it as solely theirs, that they should plan how they’re going bad credit loan ok personal to live out the end of their lives and they should work out the financials. Suits me just fine. I don’t get a loan with bad credit care if my inheritance gets sucked into it as I don’t need any form of inheritance, nor do I see myself bad credit loan ok personal as deserving of it (in fact I find it slightly sickening when people talk about how they *deserve* insant payday loans an inheritance because they were a “good child”. I was an awesome child bad credit loan ok personal, but that doesn’t give me the right to stop my parents planning or enjoying quik payday phone number their retirement.).

On a second point, I believe it’s up to me to plan for my old age. Whether get a loan with bad credit that requires lots of saving for the possibility of going into a care home, or simply suicide when I realise insant payday loans it’s becoming futile. It’s solely easy payday advances my responsibility. I wouldn’t want to have a kid who felt as though they had some kind of responsibility towards insant payday loans me, who had to put their life and dreams on old to care for their incontinent mother for absolutely bad credit emergency personal loans no thanks. You know, much the same as having your own kid.

What was it Clarence Darrow said? “The first bad credit loan ok personal half of our lives is ruined by our parents, and the second half by our children insant payday loans.”

tricia July 30, 2010 at 8:41 am

This doesn’t worry me, but I’ve thought bad credit loan ok personal about it a lot. Both of my parents have passed so I don’t have to worry easy payday advances about that for myself, but my husband’s parents are both quite elderly and, while bad credit emergency personal loans they’re independent now, I don’t think they will be ten years from now. They live a few hours get out of payday loan debt away by plane and I don’t imagine that we’d be moving there bad credit loan ok personal if they needed care–they would need to go into out-of-the-home care. My MIL volunteers quik payday phone number at a care home herself, one that is mostly used by her ethnic group, and I think insant payday loans she’d be comfortable there.

For myself, I intend to research homes when I get older quik payday phone number, just to know what’s available. I’m still in my thirties quik payday phone number so I hope I have a while yet, but waiting lists for good ones are long, and I want to experience these places bad credit emergency personal loans when I’m not at death’s door. I’m not frightened of aging or dying, although insant payday loans that might change, but the way I see it, I haven’t had to spend thousands quik payday phone number of dollars on every new toy, a kid’s wardrobe from birth get out of payday loan debt to whenever it chose to be free of me, and a college education. The money is there.

Xena July 30, 2010 at 11:34 am

I’d like to add that without the burden of childrearing, we childfree have more time, money get out of payday loan debt and energy to devote to things like exercise and quality nutrition bad credit loan ok personal. These can all help a person stay in better physical (and even mental) bad credit loan ok personal condition as to maintain independence. Even if this seems like a lofty goal, just the fact of not being bad credit loan ok personal relegated to years with alternating nights of hotdogs, mac & bad credit loan ok personal cheese and pizza is worth a lot more than you may think. Even just the lack of so much of that stress and getting adequate bad credit loan ok personal sleep is worth its weight in gold.

@ tricia – “I haven’t had to spend thousands of dollars easy payday advances on every new toy, a kid’s wardrobe from birth to whenever it chose to be free of me, and a college bad credit loan ok personal education. The money is there.”

Excellent points. Even if you use this added financial freedom get out of payday loan debt as an excuse to indulge yourself a bit, it would take a lot to outweigh the massive financial bad credit emergency personal loans outlays involved with raising kids.

@ Dorian Gray – …”or simply suicide when I realise insant payday loans it’s becoming futile.”

Thank you for bringing this possibility up. It may sound morbid to some, but this is a valid get out of payday loan debt option. I’ve given this some thought as I’ve insant payday loans had some concerns about the hopefully, distant future: insant payday loans Having kids is an 18 year commitment, minimum. In the event that you become bad credit emergency personal loans so weak, decrepit, poor, lonely, etc., it is doubtful that you will have (or even want) 18 years left to live anyway. So when you compare quik payday phone number shaving what? Maybe a few years off the end of your life versus taking the 18 year (miserable) get out of payday loan debt break from the prime of your life, it’s really a pretty reasonable tradeoff bad credit loan ok personal.

Hillari July 30, 2010 at 2:27 pm

One of the best ways I’ve found to shut people up about bad credit emergency personal loans “who will take care of you when get old?” — especially if it’s coming bad credit emergency personal loans from someone at church — is to say, “A kid can’t get out of payday loan debt take care of me as well as God can.”

I don’t expect to retire, and I expect to be active for some time, so that question bad credit loan ok personal doesn’t register on my radar much. There is nothing quik payday phone number I can do about aging or the inevitable health problems that come with that (my family medical personal loan no checking account required history has already proven that to me). I am being practical get out of payday loan debt in terms of money and how well I take care of my health now. But since no one can predict insant payday loans the future and plan for every mishap that comes along, the best thing get a loan with bad credit to do is a) not spend a lot of time worrying about what you ultimately can’t control quik payday phone number, and b) be ready to deal with whatever.

childfreelife July 30, 2010 at 2:36 pm

I don’t think we need tax incentives to save more for retirement. We already have more incentive get a loan with bad credit anyways. We don’t kid ourselves into thinking someone bad credit loan ok personal else will do it for us. (you see what I did there ;). Since we aren’t spending money on stuff for kids, too large insant payday loans houses, bigger cars, hospital bills for kids, college bad credit emergency personal loans, supporting adult children who can’t make it in the world insant payday loans yet, and so on. Also, we make more than our parented counterparts (especially if we are women). We can put plenty away and plan our retirements on our own instead bad credit loan ok personal of how many parents end up, with their kids doing it for them and against their wishes quik payday phone number.

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childfreekey blank check loans
July 30, 2010 at 5:47 pm

On the suicide issue – I’ve always bad credit emergency personal loans been certain I’d go that route if I ever got Alzheimer’s or Parkinson’s or just generally deteriorated get a loan with bad credit too far. My mother and father actually both feel the same way.

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nerd July 30, 2010 at 7:11 pm

When you consider that it has been reported that to raise a child in this country from birth quik payday phone number to the first year of uni costs over £150000 and that most women who take time off to breed insant payday loans will not be working, earning and saving up whilst they are off looking direct lender payday loans in Michigan after the kids I don;t think I need to worry too much.
I hate the idea people insant payday loans have that they will expect their kids to look after them in their old age – selfish much?! I am only in my mid 20s, but my father get out of payday loan debt died last year of cancer at 52, and knowing that I wouldnt need time out to raise a family etc I was able to quit my job in order get a loan with bad credit to care for him so that he was able to live out his last days and die at home. Had I been worrying about saving for offspring of my own and worrying about my future insant payday loans finances I would not have been able to do this – as was the case with my sister. I did not care for my Dad out of a weird sense easy payday advances of obligation or duty – I did so because we were so close and I loved him – yet I would bad credit emergency personal loans also do this for a friend if they needed it. to expect and desire to actually get out of payday loan debt make your own child go through that though seems horrible to me.
As I will not be having easy payday advances kids I will be able to progress my career further, make close lasting friendships insant payday loans and have more income to plough into savings, private pensions, property easy payday advances and a general better standard of living. So when the time comes bad credit emergency personal loans I will have the money to pay for care myself should I need it.

whatever January 24, 2012 at 10:37 pm

Hi Nerd,

Though I like what you are saying, I would add not to place too much faith insant payday loans in close lasting friendships. I was always the most caring friend, but once my friends bad credit loan ok personal got married, they dropped me like our 20 year friendships meant nothing easy payday advances. Another joined a cult. Another just became an arrogant get a loan with bad credit asshole.

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Tabatha July 30, 2010 at 8:46 pm

I haven’t thought about this to much, I’m honestly get out of payday loan debt not all that worried about it. The suicide option has occurred to me though insant payday loans. If my SO was gone and I was in such bad health that I couldn’t care for myself, I think I’d rather get out of payday loan debt just not be here. Also I think its selfish to “expect” your kids to take care of you when your old. They didn’t choose to be born and if people personal loan no checking account required have kids just to have someone to take care of them when they are old, they probably shouldn’t be having kids.

I know it might sound cold, bit I’ve already told my mom she’s going bad credit emergency personal loans to a nursing home. I hope my brother don’t mind taking care of her b/c I don’t want to. She’s insant payday loans a pack rat and I hated living with her, there’s no way I would go back to living direct lender payday loans in Michigan with her again or taking care of her. I love my mom, but part of the reason i am not having kids is b/c I don’t want someone else dependent get a loan with bad credit on me and to be forced to take care of them.

Mark July 30, 2010 at 10:10 pm payday loans for nsf

This has kept me up at night a few times. The way the cost of care is increasing, I’m not sure my wife and I will ever be able to save enough bad credit loan ok personal. I don’t expect to live to retirement age – men in my family typically don’t get out of payday loan debt – so maybe we can do enough to make sure my wife will be taken care of if the need arises. I hope that she will be well enough bad credit emergency personal loans to live in a coop community. I know she will do well as long as she is not isolated. It isn’t necessary to have children in order to live a good life in old age.

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britgirl July 30, 2010 at 11:09 pm

I think it would be good if parents did not secretly or otherwsie expect insant payday loans their kids to look after them regardless of whether things have changed easy payday advances. However I know from conversations with many that they wouldn’t dream of not looking easy payday advances after their parents in some way shape or form – bad credit loan ok personal sense of duty or obligation, call it what you will. By the same token many people do want to remain independent bad credit loan ok personal and in their own homes. We have more control over maintaining a healthy lifestyle easy payday advances much longer now – getting regualar exercise quik payday phone number, eating well, reducing stress etc are all part of that. However I also think it is up to everyone to plan and star saving get out of payday loan debt as early as possible. If the childfree option was addressed in school bad credit emergency personal loans (instead of everything being focused on planning to have children) easy payday advances then it would get people thinking and preparing that much earlier.

Though I don’t spend a lot of time thinking about this… insant payday loans for one thing I am too busy living and enjoying life now – sharing tips and thoughts about bad credit emergency personal loans one of the biggest bingoes from the childfree perspective is a good thing. Keep the comments insant payday loans coming.

Irishgirl July 31, 2010 at 12:14 pm

Nope. The way I see it, I won’t be able to retire anyway with the awful easy payday advances economic situation, and I see too many old people alone in homes quik payday phone number to assume that children would take care of me. Considering everything, the fact that I’ll quik payday phone number be financially better off without them is icing on the cake.

I do feel some responsibility to my parents, but luckily they explicitly told me they don’t get out of payday loan debt expect me to take care of them and that the whole “independence” thing works both ways. A lot of parents seem to expect bad credit loan ok personal their kids to leave home and take care of themselves as soon as possible on the grounds that they’re easy payday advances grown up and they have no obligation any more. That independence never seems to extend quik payday phone number to when the parents need help. I think it’s because many are bitter at the time and money get out of payday loan debt they had to spend.

As for the childfree being allowed to save more, that would never be allowed get out of payday loan debt to happen. There would be whines that Teh Mammeez need more rights and that society quik payday phone number needs to shift more to help them. It’s an interesting thought process:

(a) On the one hand, “children will take care of you, unlike the childfree who will die alone in penury insant payday loans, so you must have them.”

And:

(b) Parents need special treatment, because “raising easy payday advances kids is so hard that without special treatment their careers will suffer easy payday advances and they will be poor, unlike the childfree, who will all be wealthy in old age anyway so it doesn’t matter insant payday loans.” (The idea that they kids will take care of them does not seem to come into this.)

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Britgirl August 1, 2010 at 3:33 pm

“As for the childfree being allowed to save more, that would never be allowed quik payday phone number to happen. There would be whines that Teh Mammeez need more rights and that society personal loan no checking account required needs to shift more to help them”

I agree with you there. There seems to be a concerted effort to move money insant payday loans from singles and childfree people to those with kids. The move kids they have the more is shifted easy payday advances to “help” them.

Patster July 31, 2010 at 6:06 pm

I feel the same as Xena in that I could never understand why I would to make the majority insant payday loans of my life miserable having to be responsible for another person in the slight bad credit loan ok personal off chance that I may want a visitor when I am in an old persons home. The sums don’t add to me.

There seems to me to be too much focus and scaremongering of retiring. I don’t bad credit loan ok personal intend to fully retire either, I would like to work part time though. I am happy get out of payday loan debt by myself and am not scared of getting old or being alone insant payday loans. Being in an old persons home does not bother me either as someone else is taking insant payday loans care of the housework, maintenance and cooking and all I have too do is sleep/read/listen to music/watch easy payday advances telly/pop down to the shops, if I can. Whats not to like?

Being ill longterm would be unpleasant but thats not going to be any different quik payday phone number whether I have children or not.

One of the thousands of reasons I did not breed is that there quik payday phone number was no way I was going to be solo mother. That situation is completely intolerable for me. I have a good job and a comfortable life, things get a loan with bad credit I would not have been able to achieve if I had children. I would not have been able to raise easy payday advances even one on one income and would not have been able to service a mortgage. At least bad credit emergency personal loans I have assets, they will take care of me in my old age better than anything else.

FlowerPower August 2, 2010 at 6:49 am

“Assets can take care of you” sounds a little too harsh bad credit emergency personal loans, but it’s true, and I have to admit that this a good plan. Apart from this there are other relatives insant payday loans apart from kids that can take care for you: brother, sister, cousin…etc, although i wouldn’t bad credit loan ok personal want that. I think i would like to travel as much as I can, and then settle in a small Italian insant payday loans village near the sea.

ChildfreeScot August 2, 2010 at 12:00 pm

One word: carers. These are people who *choose* insant payday loans to help out old and infirm people and are paid to do it. I think it’s rather bad credit emergency personal loans selfish to expect your children to look after you in your old age.

Amy August 2, 2010 at 9:03 pm

I work for a non-profit company and although my job is mostly administrative, we have a small personal loan no checking account required office with no receptionist and I usually end up being the one to answer the phone bad credit emergency personal loans. This means I speak to around 50 clients a day, 99% of them elderly get out of payday loan debt people using our services. While some of these easy payday advances people do have nearby family members helping bad credit loan ok personal them out, the majority do not, which is why they are in need of our assistance. I am continually amazed by the independence bad credit loan ok personal these people display, and I also speak to personal support quik payday phone number workers, housekeepers, friends, neighbours, fellow bad credit loan ok personal churchgoers, and volunteers – the community of support insant payday loans these clients have built up over the years is so touching.

Every day after work I am required to do a hard-copy paperwork exchange bad credit emergency personal loans with one of our suppliers, a senior citizen’s village, meaning that I run in to dozens of residents bad credit emergency personal loans on my visit. At the village, residents may move in before they require any extra bad credit loan ok personal care at all, and can gradually request more and more assistance as their conditions worsen get a loan with bad credit. These people have been responsible and proactive about bad credit emergency personal loans their future and I admire them for it.

So no, I don’t worry about who’s easy payday advances going to take care of me in my old age. I’m going to plan ahead.

Blip August 2, 2010 at 11:40 pm

Old age? What old age? As Concrete Blonde once said, “When I’ve had enough quik payday phone number, I’ll take my pickup truck and drive away. I’ll bad credit loan ok personal take my last ten bucks just as far as it will go.” I will never be able to afford to retire. I’m going easy payday advances to work until I’m seventy or so, and then (as the last survivor of an old family– bad credit emergency personal loans my remaining siblings will be long gone by then) I’m going to take whatever car I’m bad credit loan ok personal driving, unhook my seatbelt, and hit a bridge abutment easy payday advances at a hundred and twenty miles an hour. No big deal. After all, I’m just a dirty bad credit emergency personal loans human, and my gift to the planet is but a single carbon footprint.

Lurker August 3, 2010 at 6:40 am

It is difficult to predict future with or without children insant payday loans.

But do not worry, you have made a good choice! :)

tomcody August 4, 2010 at 11:52 pm

To me the Elephant in the room is the simple fact that even if you have children and even if they are willing bad credit loan ok personal to take care of you, assuming you live long enough you will most likely need more intensive care than your children can provide get a loan with bad credit. Both my mom and dad come from families of 5 children and all of those children would insant payday loans have done everything possible to care for my grandparents in old age. However, 3 of my grandparents eventually insant payday loans developed health problems which led to them needing bad credit emergency personal loans various levels chronic care for the end of their lives. My remaining quik payday phone number grandmother is still fiercely independent in her late 80′s and she makes no bones bad credit emergency personal loans about the fact that when she can no longer be independent her life is no longer of any worth to her.

As for the money, IMHO the best route is to do what everyone does (or rather should do), which bad credit loan ok personal is begin some type of savings/investment strategy as early as possible and stick with it as long as you can as best you can. Will it be enough quik payday phone number? who knows, but frankly, there’s not much reason to think that you’re children bad credit loan ok personal will be have assets enough to support you/themselves/whatever other obligations they may have. Personally insant payday loans though, I think generally Childfree people bad credit loan ok personal are probably on the whole better off as far as retirement goes than those with children get out of payday loan debt. I mean, the primary reason I chose to be childfree is that it makes much more sense with the reasources get out of payday loan debt I have now and am likely to have in the future. Retirement planning is part of that. I’m quik payday phone number barely in my mid 20′s and already have a retirement portfolio that is stronger bad credit emergency personal loans than some people I know twice my age. Is it particularly strong? No, but I’m certainly insant payday loans in better savings shape than most of my friends (many of whom are at their quik payday phone number prime child having years now.)

Kat August 6, 2010 at 1:57 pm

“but frankly, there’s not much reason to think that you’re bad credit emergency personal loans children will be have assets enough to support you/themselves/whatever other easy payday advances obligations they may have.”

This is so true. I’ve read in a few places that this generation is the first in a long time that can expect bad credit loan ok personal a lower standard of living than their parents insant payday loans. That being the case, they’re going to be strapped paying bad credit emergency personal loans for their student loans, inflated mortgages get out of payday loan debt, and their own children. All the love in the world isn’t any help when your children simply can’t insant payday loans afford to look after you, because they’re too busy looking personal loan no checking account required after themselves.

I’ve spoken semi seriously with some of my best CF friends about quik payday phone number old age. We’re all for pooling our resources to start a co-op on a few acres easy payday advances somewhere, or joining an existing one. Just us old ladies, living off the land in a cheap little quik payday phone number country town … To be honest, friends and assets insant payday loans are a much better insurance policy for old age than a child.

Lurker August 5, 2010 at 5:14 am

The finances is an important issue. But how could this ever be better personal loan no checking account required if you had kids? I think it is a great reason for worries among insant payday loans parents. Then you can really start to talk about being trapped.

Kristine August 5, 2010 at 12:08 pm

What does it cost to raise a kid? A quarter mill? Ha! How about saving that money get a loan with bad credit for retirement, then spending the next 50 years in baby-, diaper-, puke- and worry-free get out of payday loan debt bliss? Kids are not ready-made caretakers, and it seems unfair to breed get a loan with bad credit for this selfish purpose.

http://moneycentral.msn.com/content/collegeandfamily/raisekids/p37245.asp

Kristine August 5, 2010 at 12:14 pm

Considering the economy, rocky real estate market, disappearing pensions personal loan no checking account required, dwindling 401(k)s, greater numbers of unmarried/CFers, and longer easy payday advances life spans, I see communes coming back into fashion. Little villages insant payday loans where we all pitch in. Who’s with me? : )

Happy Squared August 6, 2010 at 12:11 am

The way I see it is if you’ve got family members doing stuff get a loan with bad credit for you – running errands, tidying the house, sorting bad credit loan ok personal finances out etc…, you’ll end up living a more sendantary easy payday advances life; your muscles will begin to waste away, you won’t need think bad credit emergency personal loans about how to tackle certain problems; your brain will waste quik payday phone number away.

You can see what I’m getting at here – if you don’t use it, you lose it. You’re bad credit loan ok personal better off looking after yourself. Those who remain insant payday loans active in their twilight years, stand a much better chance quik payday phone number of avoiding disability and mental health problems easy payday advances before death.

Here are some stats on the subject.

http://aje.oxfordjournals.org/cgi/reprint/149/7/654.pdf

40 years from now, technology will be incredibly advanced bad credit emergency personal loans. We’ll never be alone, we’ll have all our virtual insant payday loans friends beamed holographically into our living rooms for a chat and a cup of tea. There bad credit emergency personal loans will be ways to entertain ourselves, learn and work that we can’t even imagine right direct lender payday loans in Michigan now.

40 years from now, advances in medicine will have done away with many diseases bad credit emergency personal loans and disabilities we worry about nowadays – get a loan with bad credit Alz , Parks, memory loss, deafness, muscular distrophy. It’s only 2010 and science personal loan no checking account required is making great strides towards eradicating get out of payday loan debt all of these pesky ailments. It wouldn’t surprise me one bit if I look better in 40 years’ bad credit emergency personal loans time than I do now.

I also believe in human nature. You don’t see old people insant payday loans being eaten by Alsatians in the street, now do you? When someone is truly bad credit loan ok personal in need of a helping hand it’s difficult for us humans to say no.

I’m with Kristine on the commune idea.

Lurker August 6, 2010 at 2:24 am

Happy Squared: Interesting comment. But I am not sure if I am just as convinced about the good in human quik payday phone number nature as you are. Already in USA one can see patients/people in need being dropped on the street because personal loan no checking account required they cant afford to stay in hospitals. People are hit by cars or attacked by others easy payday advances while the crowd choose to walk by as if nothing extraordinary insant payday loans happened. I think more people are to fall on the outside of society and the fight quik payday phone number between us are going to increase along with increased population personal loan no checking account required. Unless we reduce the numbers of people living bad credit emergency personal loans on the planet or find new technology to make a better us of our resources I am afraid get out of payday loan debt we have only seen nothing of what to expect.

Commune idea sounds good.

Enoffspring August 9, 2010 at 12:16 pm

Interesting questions, but what is really the topic?

Are we talking about who will nurse you when you get old, or who will financially support you, – insant payday loans or simply who will care about you, supporting you mentally as in visiting bad credit emergency personal loans you a couple of times a week and calling you, when you are old and weak?

And if we’re talking about the financial needs, doesn’t bad credit loan ok personal the question highly depend upon where you live? UK, US, Canada or Scandinavia insant payday loans as I do.. ?
 
Here, the heavy well-fare state hardly encourages get out of payday loan debt private healthcare initiatives, and breeders are probably the most privileged get a loan with bad credit in the world, receiving considerable benefits. (Guess who pays!) With a very high participation of women bad credit emergency personal loans in the workforce, it’s hard to find examples of the older generation insant payday loans living with, and being take of, by the younger generation.

On the other hand the (myth and fear mongered) problem of an aging direct lender payday loans in Michigan population suits the government well, as it can justify increased get a loan with bad credit tax, increased benefits for the families with children, higher insant payday loans immigration from 3. world countries, increased retirement age, reduced pensions bad credit loan ok personalwith a higher private contribution…

Traci September 14, 2010 at 1:33 pm

Having someone to take care of me when I’m old is the least of my concerns – bad credit loan ok personal I’d never have a kid simply for that reason. And what’s more, from working in healthcare get a loan with bad credit, I’ve seen that in most cases, the adult children aren’t taking get a loan with bad credit care of their parents, rather the parents are taking insant payday loans care of their grandkids due to deadbeat kids! It’s just ridiculous easy payday advances. If anyone asks me who will take care of me when I’m old, I’ll point them to this article quik payday phone number :)
Adult Children easy payday advances Abandoning Parents at Hotels

Delphine October 10, 2010 at 5:59 am

There are sometimes VERY good reasons why adult children abandon their insant payday loans parents. I wish with everything that is in me that I never had to even THINK about direct lender payday loans in Michigan my parent ever again , in this life or any others if they exist! There get a loan with bad credit are SERIOUS reasons for this and I see no reason why I should repay a calculated insant payday loans and malicious breach of trust over many years by CARING quik payday phone number for the one who misused my youth and trust and NOW expects nursing home fees of nearly insant payday loans £ 60 000 a year to drain family funds that could go towards bad credit emergency personal loans educating younger and very deserving members of the family instead bad credit loan ok personal of maintaining a bitter, resentful and throroughy viscious old person who had sought easy payday advances to defraud and manipulate their way through the last 27 years of my life.

og217 October 12, 2010 at 1:03 am

I agree with Kat – for a good retirement you need money and good friends. Kids are useless. So they visit quik payday phone number you, mess up your house and leave a couple of times a year. For that you’d ruined quik payday phone number 30 years of the prime of your life? Cause lets get real, no one is “done” with kids after get out of payday loan debt 18 years, that’s when a huge billing period of college, grad school quik payday phone number, “finding themselves” and weddings begins! I don’t really know who it is that can raise insant payday loans a child to adulthood for $150 or $250 K. Housing, education, tutors quik payday phone number, sports equipment, i-whatevers, and designer jeans that every insant payday loans stupid 8-year-old now demands are sure to add up to way more. And you know what, even $250K invested insant payday loans over decades will yield a nice, close to a million dollar easy payday advances retirement. That sounds better than a miserable life and then guilt bad credit emergency personal loans trips on the kids when I’m old – help me, I raised you, I ruined my life for you, I need you, I bla bla bla. Please bad credit emergency personal loans. I’ll be sailing in my yacht, which I will be able to afford while easy payday advances other pople are living off social security.

judy July 19, 2011 at 10:33 am

OG217, you took the words right out of MY mouth. My grand get out of payday loan debt kids are so rude, lazy, they could care LESS about anything or person around them. I did not raise my daughter insant payday loans this way but HIS side of the family are alcoholics, ex cons, or going to jail, dui’s. My daughter has 4 kids, she has stated personal loan no checking account required numerous times “I would like to send the kids up for a day, or two, I want them to get to know their grandparents”…My daughter bad credit emergency personal loans really must think I am stupid…translation meaning “I need a daily get out of payday loan debt babysitter because I wished I did not have 4 kids, can’t stand insant payday loans dealing with them anymore”. As she has put it “I f…ing hate my kids, they have ruined my life, nobody insant payday loans wants to babysit them” Gee I wonder why? When they did use to visit, the first get out of payday loan debt thing they wanted to do is go up town and me hand them all they money they want to buy things, their mother bad credit emergency personal loans and father has taught them well. When they come in our house, there is NO “Hello” “Goodbye” no “Thank get out of payday loan debt Yous” Awful. I do not have family, when I am old and gray, somebody will do something for me, unless easy payday advances I just sit in a chair and dies somewhere. Oh well.

jennyjen August 4, 2011 at 1:54 am

MY MUM is one of those women who had us to ensure her care in her old age. By the time we were born her marraige was already get out of payday loan debt veering dangerously off course. She had my brother and I to be her companions as she was lonely with my Dad, and because easy payday advances she didn’t really like working, and she was afraid that after her marraige insant payday loans crumbled who was going to help her out financially later?

She later divorced, remarried and made a little bad credit loan ok personal money on property investments with her new husband…and they promptly blew it on a big Mc House bad credit emergency personal loans in a development that has no resale value. I asked her, gently…shouldn’t you be thinking bad credit loan ok personal about saving your money and looking down the line? Maybe looking bad credit emergency personal loans at a smaller house or condo so you don’t have to spend every get out of payday loan debt cent you just made? Her reply was (breezily, I might add) “Oh, that’s get out of payday loan debt what you have kids for, so you don’t have to worry about that sort of thing! ‘ I was agog. And aghast. And angry bad credit emergency personal loans.

My brother and I are furious about this…but also sort of trapped…what get a loan with bad credit are we going to do, let her live in a cardboard box when she is 80? Of course we will help her, but man do we resent the hell out of it. Also, she married an older quik payday phone number man who never had children, but he never saved money either…so insant payday loans now I have a Mum and TWO Dads that we will have to help support. My inlaws thank god have already sorted themselves out down to living quik payday phone number wills and advanced elderly care options. Smart. I love them for that.

To my way of thinking, I would rather struggle on my own, then have my resentful quik payday phone number, bitter adult (imaginary) child look at me as a burden and obligation get out of payday loan debt. Better to be alone or pay someone to do it…and yes, my husband and I are in our 30′s and are already insant payday loans looking into assisted living and retirement packages to get an idea of how much we are in for. I think easy payday advances we will be OK.

I read a blinding statement the other day in some article on line or another bad credit emergency personal loans about how this elderly childfree guy said that the beauty of not having kids is that when you are old you can afford to live in a really bad credit loan ok personal nice retirement community, and that EVERY single person or couple get out of payday loan debt on his patch never had kids… if they had they couldn’t have afforded insant payday loans to live there. So he wasn’t lonely, even though sadly bad credit emergency personal loans his spouse had passed away a few years previously, because all of the people around get out of payday loan debt him didn’t have kids or grandchildren either…so everyone still had a lot in common quik payday phone number.

If I am in my 30′s now, and crossed fingers I live to retirement and senior get out of payday loan debt age, with the way the numbers are going there are going to be MANY MANY people who opted get out of payday loan debt to be childfree. We will not be alone…we will have each other for companionship, and hopefully quik payday phone number have saved enough to be comfortable in old age. I think people easy payday advances worry about being the ONLY one not to have kids…and so they capitulate and do it…but bad credit loan ok personal my point is by the time I am old half of my peers with probably be childfree too.

Scott August 13, 2011 at 9:23 pm

I don’t know if anyone has mentioned this yet, but I would point quik payday phone number out that in today’s society there is a good chance that when you’re older quik payday phone number you’ll be taking care of your grandchildren or great grandchildren instead get out of payday loan debt of them taking care of you. It would be foolish to assume that your children and grandchildren will cease easy payday advances to burden you, become independent contributors to society, and have the resources bad credit emergency personal loans or ability to take care of you when you’re older. Look around at all of the grandparents out there who are raising bad credit loan ok personal their grandchildren as their own children. Let’s get out of payday loan debt think about that as a possible retirement scenario easy payday advances.

We could just as easily ask, “whose diapers are we going bad credit emergency personal loans to change when we retire?”

I know elderly people in their 80′s who are still cleaning get out of payday loan debt up the messes of their 60 year old children. Let’s not kid ourselves into thinking bad credit emergency personal loans that it’s “only 18 years and then you’re free.”

Michelle October 17, 2011 at 2:10 am

This might be a bit morbid for some, but I’ve talked personal loan no checking account required to enough people living in nursing homes to find it sensible bad credit emergency personal loans. I plan on preparing some foolproof concoction, probably a plant-based get out of payday loan debt poision, and make myself a check-out pill. When I’ve had my fill of life, or if the only future option bad credit emergency personal loans is a nursing home’s secure wing, I’ll take it.

The point of being childfree is having insant payday loans complete control over your life. Children control you when they’re get out of payday loan debt babies by being completely dependant on you, they control you when they’re get out of payday loan debt in their teens and twenties by being emotionally and financially demanding quik payday phone number, and they control you when you when you’re in your final years by literally taking insant payday loans complete control of your life.

I don’t see the problem with checking out when you’ve finished bad credit emergency personal loans using your good years. No one wants to be a helpless burden. And it takes easy payday advances the pressure off of wondering what will happen to you when you can no longer take care of yourself.

jennyjen October 24, 2011 at 4:44 am

My husband and I are nearing our 40′s, and when you look at the numbers bad credit emergency personal loans 43% or Gen-Xers like we are are not having kids. This number will of course go down as this generatin ages and has children bad credit emergency personal loans later…but that is still a VERY large number.

When my husband and I are old enough to worry about easy payday advances assited living, about 30% or more of the population alive will have not had children.

This (in my mind) translates to a different system of dealing with the aged, as western quik payday phone number countries will no longer be able to depend on grown kids taking care of the elderly…a third get out of payday loan debt of the population will have had to figure something else out. This means more care options later in life for the childfree…it get out of payday loan debt is just too high of a number to ignore.

I am already seeing “later life plans” and retirement get a loan with bad credit strategies that are specifically for elders that can not depend on relatives to care for them on the internet. The childfree bad credit loan ok personal are legion, there are and will be more total packages you can invest easy payday advances in that will do things like: funeral planning, retirement homes bad credit emergency personal loans, transport, medical extras, power of attorney, etc. You just have to have the money personal loan no checking account required to pay for one company to take charge of these things…and with the income insant payday loans saved by not having kids you will be able to.

Growing old is scary…but I think putting all of your eggs in one basket and depending bad credit emergency personal loans on your kids to pay for you in old age is frankly terrifying. There is nothng legal that says they have to…it is totally personal loan no checking account required on a whim. I feel MUCH safer taking my old age plans into my own hands and preparing all of that stuff myself bad credit loan ok personal anyways.

When I get the bingo “who will take care of you when you are old?!” I just say: “My investment bad credit loan ok personal portfolio and my lawyer.” And if feeling especially insant payday loans cornered I mention how they say they can not get their 20-something kids to move out, get a job or pick up their bad credit loan ok personal dirty underwear…and this makes them think that these people quik payday phone number they raised will make the most altruistic decisions for them when they are seniors?

Better to sort that stuff out for yourself…all it needs is a little forthought bad credit emergency personal loans!

rach November 20, 2011 at 2:47 pm

hi my situation is unique…because my parents have had to provide for my lifelong bad credit loan ok personal care. i am in my 20′s, we presume this to be my final years of life because i was born with a horrible bad credit emergency personal loans and disabling genetic condition. i can walk around the house quik payday phone number and a little bit outside but that is about all i can do. so of course i continue to live at home and will never be independant get a loan with bad credit. potential parents need to consider, before they procreate. the possibility of having get out of payday loan debt severely disabled children who can never care for themselves. my parents get a loan with bad credit are old and tired but still have to care for me in every way and that will only intensify now in my last years easy payday advances as my body fades. thus far i have helped with chores but i am not sure how much longer i will be able to do that. this is a devestating situation get out of payday loan debt for me and for my family. i am just trying to warn people…if you assume that your child will be independant insant payday loans at 18 and then you can go on with your life however you wish, you may be greatly mistaken. my parents assumed they would bad credit emergency personal loans have perfect, happy, healthy children. but instead they will have to act as my caretakers quik payday phone number and ultimatly they will bury me. if my parents had stayed childfree it would quik payday phone number have been better for them and for me.

Laelia November 22, 2011 at 5:47 pm

I am not worried about later years for many reasons get out of payday loan debt. 1. As Hillari mentioned, God can take better care of me than any child. I am 27 and have already quik payday phone number experienced being poor, hungry, alone and some health issues but God has provided get a loan with bad credit food, help and friends in every circumstance so i know he will continue to look after me.

2. We are not guaranteed to live any specific length of time. My grandparents all lived to ripe old ages and my eighty-two insant payday loans year old grandma still mows her acre lawn and chases pesky deer! Genetics say i could quik payday phone number be the same, but who’s to say i wont die from some accident next week or some fatal disease in 15 years?
So, i choose to be childfree get a loan with bad credit, make wise decisions for my future in case, and then trust God.

3. No one can guarantee that their children will either want to, or be able to take care of you when you get old. Besides, they could bad credit emergency personal loans also die before you or have need of care more than you as the above person so candidly shared.

4. Since i believe all life is precious no matter the age or state get a loan with bad credit, i consider that for as long ah i am alive there is purpose whether i am decrepit or not. Thus, the decision insant payday loans not to have kids of my own was to insure i could be freed up to care for the children, adults or old people bad credit loan ok personal already here. I want to be able to give money and time to impove the planet and quality of life for the people insant payday loans now and in the future. So that is more important to me than worrying about having kids just to take care of me in my old age. That is a bad reason bad credit emergency personal loans to have them anyway. Bringing life into this world deserves more thought than that.

5. And lastly, i bring this thesis to a close (haha) saying bad credit emergency personal loans that i LOVE Hillari’ and KKristine’s idea about joining a co-op or commune in my old age. Count easy payday advances me in for that!

Katy June 29, 2012 at 11:11 pm

A childfree couple, if still married in their get a loan with bad credit elderly years, is likely to prosper. However bad credit emergency personal loans, a childfree, single woman at age 60 will far more likely be living insant payday loans in poverty – with no spouse or adult kids to help her out.

Janet September 9, 2012 at 12:18 am

There are no laws stating an adult child has to look after a parent insant payday loans. Just because one has a child or children is no comfort in old age.

Dee Kay November 27, 2012 at 5:06 pm

I have really appreciated reading all the posts in this thread. I think one of the reasons bad credit emergency personal loans that I am choosing to be childfree is that I helped to care for my mother when she became severely get out of payday loan debt disabled in her early 60s. Her disability was a shock to us all but what was shocking to me was that of all her six children bad credit emergency personal loans, there were just two of us in the end who were living with her at home giving her round-the-clock care. Everyone else ran for the hills get out of payday loan debt (with respect to physical caretaking – though they did help in other easy payday advances ways, like with insurance and paperwork).

One thing I learned from that experience is that you *must* bad credit loan ok personal hire people to provide intensive care if you are elderly and/or get out of payday loan debt severely disabled. This is because even when your children are willing and able to help care for you, the experience bad credit emergency personal loans is so emotionally and psychologically fraught that everyone is in tears bad credit emergency personal loans or on the verge of a breakdown nearly all the time. It pained my mother insant payday loans tremendously, really broke her heart, to watch and experience get out of payday loan debt her children having to do everything for her, including see to her most basic insant payday loans bodily functions, feed her, etc. And needless to say it broke my heart as well. It is no good for either the cared-for personal loan no checking account required or the caretaker to have there be so much emotional agony involved bad credit loan ok personal with the business of washing, feeding, dressing someone every day, etc.

My mother did hire round-the-clock caretakers eventually and although quik payday phone number I don’t think she hired the best people she could have (she seemed easy payday advances to rely too much on my brother’s recommendations, the less said about that the better), they did an adequate job and I noticed personal loan no checking account required that the entire situation was just nowhere near as intense when it was a *job* insant payday loans being done. Caretaking can be done efficiently and professionally, without agony get out of payday loan debt or heartbreak involved for either party. It can be more like, “Bring my wheelchair bad credit loan ok personal here,” “Put me in that blouse today,” quik payday phone number instead of “Oh my poor child I am so sorry you have to do these insant payday loans things for me!” Of course you hope that the caretaker also has some compassion and isn’t too cold towards insant payday loans their charge, but you need to just have that goal in mind when you hire people.

Eventually my parents moved to the country where they were born where insant payday loans labor is extremely inexpensive and my mother was able to have an entire team of caretakers until personal loan no checking account required she died.

I don’t intend to leave the U.S. when I’m older but if I am in a situation get out of payday loan debt where I am seriously disabled and for some reason decide get out of payday loan debt not to end my own life, then I will definitely hire people, have a checklist in mind of what I think make for good caretakers, and be extremely grateful quik payday phone number that I don’t have to go through the wretched, emotionally taxing easy payday advances process of requiring any family members to help me.

Cybersix December 14, 2012 at 4:07 pm

Loved all Posts and especially Dee Kay´s.
I also would bad credit emergency personal loans like to point out two things I observed. People who can rely on others easy payday advances to to things for them let themselves go in ways independent people who have to rely on themselves bad credit emergency personal loans just don´t.
If you know there will noone there to help you out, you take care of things bad credit loan ok personal so that your life does not fall apart that easily. I observe this every mother´s day, when restaurants are filled easy payday advances with “devoted” children taking old mom out to lunch. The women with large families insant payday loans are always more brittle and disabled than the women that have one child insant payday loans, and these women are significantly less independent than the women who have no child bad credit loan ok personal at all… who went out for luch with their friends.
The other thing quik payday phone number is a little grim, but nonetheless true. If you don´t have someone to take care of you when you can´t take care of yourself anymore easy payday advances, you´ll die. Period.
This fantasies of being old, disabled easy payday advances, incapable of taking care of oneself and ALIVE are fantasies of childed people quik payday phone number, because they know it is a real possibility to be a living vegetable and still bad credit loan ok personal be fed, dressed, have their diapers changed and all that.
To be a realist, if you do not have children quik payday phone number you either will be old, fit and independent or you will be dead. The possibility of being in a state quik payday phone number where you require someone to take care of you doesn´t really quik payday phone number exist as a long period problem.

Shocked February 28, 2013 at 8:50 am

I have to say I’m a little shocked at the general consensus quik payday phone number here. Not criticising you all just a bit saddened. Most people don’t have kids because bad credit emergency personal loans they need care in old age, they have them because they wanted the joy of being parents. To raise and watch insant payday loans their kids grow and just be a family.

I will never have kids but not through lack of trying. (8 IVF cycles). And as a single bad credit loan ok personal 47 yo that’s it. I’m on my own.
I will happily look after my parents when they need it. They have always been lovingly bad credit loan ok personal there for me and i will make sure their final years are dealt quik payday phone number with love care respect and someone they can trust.

There are a lot of comments here about looking after bad credit emergency personal loans yourself which I do agreed with. But what if you have a major stroke and there get out of payday loan debt is no one to make important decisions for you?
What then? You’re in hospital unable bad credit emergency personal loans to communicate. Your house and belongings perhaps pets all sitting unattended bad credit emergency personal loans to. You can’t plan for everything.

deegee February 28, 2013 at 3:15 pm

A few years ago, as part of setting up a will I also set up a Health Care Proxy which personal loan no checking account required designated primary and secondary individuals who would make health care decisions bad credit emergency personal loans as well as be authorized to receive health care information should I not be able to do so. The people I authorized get a loan with bad credit are not my children because I don’t have any. Anyone can set up a HCP.

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